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How to Incorporate in Ontario Step by Step

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Incorporation creates a separate legal entity that protects your personal assets and positions your business for growth. Here is the complete process from start to finish.

Step 1: Choose Federal or Provincial

Your first decision is whether to incorporate provincially under the Ontario Business Corporations Act (OBCA) or federally under the Canada Business Corporations Act (CBCA). Most Ontario-focused businesses incorporate provincially. Federal incorporation provides national name protection and is preferred if you plan to operate across multiple provinces. See the Ontario vs. Federal article for a full comparison.

Step 2: Choose Your Corporate Name or Number

You have two options: a named corporation (e.g., Smith Holdings Inc.) or a numbered corporation (e.g., 1234567 Ontario Inc.). Numbered corporations are faster and cheaper the government assigns the number automatically. For a named corporation, you must obtain a NUANS (Newly Upgraded Automated Name Search) report confirming the name is available and not confusingly similar to existing names or trademarks. The NUANS report is valid for 90 days.

Step 3: Prepare and File Articles of Incorporation

The Articles of Incorporation is the foundational constitutional document of your corporation. File Form 1 (OBCA) through the Ontario Business Registry. Key decisions to make in the Articles:

Step 4: File and Pay the Fee

ItemCost
Ontario incorporation filing fee$300
NUANS name search (if named corporation)$30–75 through a search provider
Federal CBCA incorporation$250 online

Step 5: Receive Certificate of Incorporation

Once the government processes your filing, you receive a Certificate of Incorporation with your Corporation Number. This is the legal birth certificate of your corporation keep it permanently.

Step 6: Complete the Organizational Steps

Incorporation is only the beginning. You must still pass organizational resolutions, issue shares, set up your minute book, register for a CRA Business Number, and open a corporate bank account. See the Post-Incorporation Checklist for every step.

Common mistake: Many business owners incorporate online and stop there leaving all organizational steps undone. This creates legal and tax risk. Engage a lawyer to complete the organizational steps and set up the minute book properly from day one.

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